How this calculator works
Florida wage income tax is shown as $0. Federal withholding follows your pay frequency and W-4 entries. Retirement, qualifying pre-tax benefits and post-tax deductions are entered separately. This model assumes wages subject to Florida treatment; work or residence in another state may create additional obligations.
Example calculation
A Florida employee paid $25 per hour for 80 hours biweekly earns $2,000 gross. With a Single W-4 and no adjustments or benefit deductions, estimated take-home pay is $1,690.85. The Florida wage income-tax line is $0.
2026 methodology & assumptions
For regular U.S. employee wages with a 2020-or-later W-4. This estimate uses 52 weekly, 26 biweekly, 24 semi-monthly or 12 monthly pay periods. Federal withholding follows IRS Publication 15-T Worksheet 1A. Amounts are rounded to cents.
Social Security uses a $184,500 wage limit and 6.2% employee rate; Medicare uses 1.45%. Additional Medicare withholding is 0.9% on wages above $200,000 paid by the same employer, regardless of filing status. Enter year-to-date taxable wages before this paycheck to model those thresholds.
California uses EDD Method B annualization, including DE 4 allowances and 1.3% uncapped SDI. Period-specific tables may differ slightly because of rounding. Supplemental wages, nonresident-alien adjustments, self-employment tax, local taxes, special exemptions, and multi-state allocation are not automatically modeled. Overtime is not automatically treated as tax-free.
Frequently asked questions
Does no state income tax mean gross pay equals net pay?
No. Federal income-tax withholding, Social Security, Medicare and employee deductions can still apply.
Does this calculate employer unemployment taxes?
No. The tool estimates employee paycheck deductions. Employer payroll costs are outside this calculation.
Sources & further reading
- IRS Publication 15-T (2026)
- IRS Social Security and Medicare withholding rates
- California EDD 2026 Method B tables (PDF)
- California SDI rates
- Florida Department of Revenue: personal income tax
- PayStubPro pay stub guide
Tax configuration reviewed September 19, 2026. Applicable tax year: 2026.
