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Pay Stub vs. Paycheck: What’s the Difference? | PayStubPro Blog

PayStubPro Editorial Team Published July 3, 2026Last reviewed July 3, 20264 min read

Reviewed by the PayStubPro Payroll Standards Team

Quick answer

A paycheck is the actual payment of wages — whether a physical check or a direct deposit. A pay stub is the accompanying document that itemizes gross pay, deductions and net pay for that payment.

How they relate

With direct deposit, there may be no paper check at all, but a pay stub is still provided as the record of what was paid and why. The net pay on the stub matches the amount deposited.

Ready to create your pay stub?

Open the PayStubPro application and follow the guided, step-by-step process.

Informational disclaimer: This article is educational and general in nature. It does not constitute payroll, tax, accounting or legal advice. For guidance specific to your situation, consult a qualified professional.